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How To divide Money Into Four Categories.

1. Super Emergency and Investment saving (Fixed deposit) Rm1050 for now, add Rm100 for every increment.

2. Emergency and short saving
(Maybank account) Rm100 for emergency, Rm150 for rent. Rm350 for study fees (in sem break).

3. Travel Saving (Hong Leong Bank)
Minimum Rm50 per month.

4. Life account (Public bank)


*I feel very proud of myself for able to do this. If I do this since long ago, I might could be in financial freedom but we caant tutn back time. instead of mourning over lost minutes, we should lift up our head and take action to change. at the age of 27 , i learn love is not blind and we should take our own responsibility for our financial future.




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