How to Save Money with Dicipline

1. Establish a pay yourself first saving act and determination. Set aside an amount and treat it as non exist by save it in fixed deposit account.

2. 52 weeks saving plan.
make yourself a saving schedule, pay yourself  from Rm1 to Rm52 every week without failed. You can DIY yourself a coinbox and stick your plan on the wall.

3. 24 weeks saving plan.
make yourself a saving schedule,
pay yourself from Rm1 to Rm24 every week without failed. You can make yourself aa coinbox and have your plan stick on the wall as reminder.

4. 12 weeks saving plan.
make yourself a saving schedule, pay yourself from Rm10 to Rm120 every week without failed. you can accumulate Rm780 in three months.

5. Save all your Rm5 notes and coins in coinbox. only open the coinbox every three months.

6. Save all the coins you hve in coinbox

7. Save Rm2 for every shopping or spending urge that you have suppress successfully. This is reaally helpful.

8. Save Rm5 for everytime you didnt go to the gym but do exercise at home or nearby park. (can Save gym membership fees)

9. Save Rm1 everytime you manage to bring your own water bottle when going out. (save money on buying bottled water)

10. Save Rm3 when you bring your own lunch and breakfast to work. (save money on eating at restaurant.)

11. only spare yourself a day a month as indulge day with Rm50 as maximum  budget to dine out and do whatever you love.